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Privacy Policy

Last Updated: September 16, 2025

RiskVerge AI (“RiskVerge,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use and share it, and the choices you have. It applies to our websites, apps, communications (including SMS), and services that link to this Policy (the “Services”).

1) Scope

This Policy covers personal information processed by RiskVerge in connection with the Services. Separate terms may apply for specific products, features, or client contracts. If any client agreement conflicts with this Policy, that agreement controls for those Services.

2) Information We Collect

  • Account & Profile: name, email, phone, organization, role, preferences.
  • Communications: emails, chats, forms, support tickets; SMS opt-ins/opt-outs and delivery metadata.
  • Usage & Device: IP, device identifiers, browser/OS, settings, timestamps, feature usage analytics.
  • Location: approximate from IP or as you provide; precise only with your permission.
  • Cookies/Similar: see Cookies & Tracking.
  • Third-Party Sources: service providers, integrations, or public sources supporting the Services.

3) How We Use Information

  • Provide, operate, maintain, and improve the Services.
  • Authenticate users; secure accounts; prevent fraud, abuse, and misuse.
  • Deliver communications you request (including SMS) and manage preferences.
  • Provide support; analyze trends to enhance experience.
  • Comply with law, carrier/TrustHub requirements, and enforce our terms.
  • We do not sell personal information or share it for cross-context behavioral advertising.

4) SMS / Text Messaging Policy (Twilio/Carrier Compliance)

By providing your mobile number and opting in, you consent to receive SMS/text messages from RiskVerge at the number you provided. Message frequency varies by program and your preferences. Reply STOP to opt out (you’ll receive one final confirmation). For help, reply HELP or email privacy@riskverge.com. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. We process your number, consent status, and related metadata to provide this service.

5) Cookies & Tracking

We use first-party cookies and similar technologies to remember settings, maintain session security, and analyze usage. Where required by law, we obtain consent for non-essential cookies.

  • Essential — auth, security, core features.
  • Analytics — privacy-preserving measurement.
  • Preferences — saves UI/language/theme choices.

6) How We Share Information

  • Service Providers/Processors under contracts limiting use to services for us.
  • Legal/Safety when required by law or to protect rights, safety, and integrity.
  • Business Transfers (e.g., merger/acquisition) subject to this Policy.
  • No Sale of personal information; no cross-context behavioral ad “sharing.”

7) Data Retention

We retain personal information only as long as necessary for the purposes described, to meet legal/accounting obligations, resolve disputes, and enforce agreements (e.g., SMS consent/opt-out records per carrier/legal needs).

8) Security

We implement administrative, technical, and physical safeguards (e.g., TLS, encryption in transit, access controls, least-privilege, incident response). No method is 100% secure; we cannot guarantee absolute security.

9) Children’s Privacy

Our Services are not directed to children under 13 (or under 16 where applicable). If you believe a child has provided information to us, please contact us so we can delete it.

10) Your Privacy Rights (GDPR/CPRA/VA CDPA)

Depending on your location and subject to verification, you may have rights to access, correct, delete, restrict processing, object, port data, opt out of targeted advertising/sale/profiling, withdraw consent, and appeal a decision. Contact privacy@riskverge.com.

GDPR Legal Bases may include consent, contract necessity, legitimate interests, legal obligations, and, where applicable, vital/public interests.

11) International Transfers

If you access the Services from outside the U.S., your information may be processed in the U.S. and other countries with different data protection laws. Where required, we implement safeguards (e.g., Standard Contractual Clauses).

12) Changes to this Policy

We may update this Policy from time to time. The “Last Updated” date reflects the latest revision. Material changes will be communicated as appropriate.

13) Contact Us

Email: privacy@riskverge.com
Mailing address: RiskVerge AI, Richmond, VA, USA

SMS help: reply HELP to any message or email support@riskverge.com. To stop messages, reply STOP.

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